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Sainsburys Bank

Sainsburys Bank, now trading as Sainsbury’s Finance is a joint venture between 50:50 J Sainsburys (a food distributor of leading UK) and Bank of Scotland (a subsidiary of Lloyds Banking Group). Sainsburys was the first major British supermarket to open a bank, commencing trading in February 1997. It operates under its own banking license issued by the FSA, distinct from the Bank of Scotland and Lloyds Banking Group.

Sainsburys Bank offers a range of financial products, including insurance, credit cards, savings and loans. Customers can ask for products online or by telephone. Sainsburys Bank products are linked to the reward system Nectar.

Sainsburys Bank has more than 1.5 million active customers with deposits of over £ 6 billion.


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